Blog
WHAT IS HOA?
So what is an HOA(Homeowner Association) or a community association, if you live in a community, condominiums, townhomes or usually like a planned development where there are rules that you have to follow to live in that community. HOA can enforce the rules as well. HOA also takes care of the amenities in your community... Read More
THE MOST COMMON PEOPLE YOU NEED TO KNOW IN A HOME BUYING PROCESS
We are going to go through the people you need to deal with to get your home close and we will be discussing their purpose in the home buying process. 1 Your agent –So, if you are a buyer this would be the person that would help you acquire your home and work for you.... Read More
WHICH IS BETTER FHA OR CONVENTIONAL?
We are going to discuss the advantages and disadvantages of these two loan types to get you informed as much as possible and make the right decision for you. First, let’s talk about the requirements for the FHA LOAN (Federal Housing Administration) These are Federal government loan types, the minimum credit score is 580 and... Read More
Under Contract and DENIED for a housing loan here are the possible reasons why. PART II
Now here is the second part of the blog last week hope you guys could read it and get some insights, especially for new home buyers. 5. Home owner’s insurance- Get the home insurance quote as soon as possible so you know how much exactly you have to pay because before being under contract they... Read More
Under Contract and DENIED for a housing loan here are the possible reasons why Part I
Let’s say you have a pre-approved letter and are already under contract it goes through the underwriting process (in a nutshell it is the process when the loan provider checks all the info. You provided), this 2 part blog would focus on the possible reasons for being denied, things to be aware while you are... Read More
Tax Savings for Homeowners!
Tax benefits of buying a home Please note that this blog is not intended to be a tax or legal advice. This is simply to inform you of your options. Consult your tax advisor for your particular tax situation. Thank you. Here’s an interesting topic, so what are some of the tax savings of buying... Read More
Top 10 Reasons to Move to Columbia, SC.
1. A small-Town Feel With Big City Perks Most people in big cities often realize too late that living in a big city has some disadvantages like traffic, crowds, tourists and with all these comes polluted air and with people becoming more health-conscious and wanting to live a healthy lifestyle as much as possible. Moving to... Read More
First Time Home Buyer’s Part III
Now on this next part, a lot of people are confused and I do get these questions as well, especially for first-time homebuyers. Don’t worry it will only take a few moments of your time. So let’s get started 6. What is the difference between pre-qualified and pre-approved? 1. Pre-qualification: Getting pre-qualified for a mortgage gives... Read More
First time Home Buyers Part II
Thank you for patiently waiting for the second installment of this blog. Now the second installment focuses on the nitty-gritty of the financial side of purchasing a home, which I think is the foremost question on everybody’s mind when it comes to actually getting the process started. 3. Does my credit score impact my ability... Read More
First Time Home Buyer’s Part I
First Time Home Buyers Don’t Fret! Buying a home is one of the most nerve wrecking decisions to make in one’s life weather you are starting to stand on your own feet or starting a family. I Have created a list questions and guides to help you navigate the treacherous waters of Real Estate ,... Read More